Car accident person at fault has no insurance, what now?

Car accident person at fault has no insurance, what now?

had a car accident a week ago, minor injury to wrist havent gone to doctor, other persons fault, person B failed to yield while turning left and drove right in front of me. I have full coverage on my part, however fault being hers i made a claim to insurance she provided to police report. the thing is that the owner of vehicles insurance policy does not have person b listed on that policy but person b has same home address as policy holder so technically theyre insurance will not cover me. they have restricted non standard policy, and i do not have uninsured motorist coverage on my policy nor car rental coverage. their insurance is investigating this in he meanwhile so they say. i am not sure whether i should get my insurance to handle this, if i do i would have expect higher premium, pay deductible, rental car and medical fees out of pocket. I am wondering if i should have patience or start looking for a lawyer and forget my own insurance.

 

BEST ANSWER: Try this site where you can compare quotes:COVERAGEFINDER.NET

 

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I will be purchasing insurance from geico and was wondering how close their quote is to what you will be paying? The sales guy told me it might be higher or lower than the online quote. Has anyone had any experience with this? What are the factors that would cause either an increase or decrease in the online quote when you're actually purchasing? The online quote seemed like it asked for your social security so it clearly did a credit check too.

 

Car accident person at fault has no insurance, what now?

had a car accident a week ago, minor injury to wrist havent gone to doctor, other persons fault, person B failed to yield while turning left and drove right in front of me. I have full coverage on my part, however fault being hers i made a claim to insurance she provided to police report. the thing is that the owner of vehicles insurance policy does not have person b listed on that policy but person b has same home address as policy holder so technically theyre insurance will not cover me. they have restricted non standard policy, and i do not have uninsured motorist coverage on my policy nor car rental coverage. their insurance is investigating this in he meanwhile so they say. i am not sure whether i should get my insurance to handle this, if i do i would have expect higher premium, pay deductible, rental car and medical fees out of pocket. I am wondering if i should have patience or start looking for a lawyer and forget my own insurance.

 

Has anyone tried the Ameriprise Auto insurance? How do you rate their service compared to other insurance co?

They have a tie-up with Costco and offers a very good rate compared to AAA, Farmers, etc. I signed up with esurance who has a excellent rate but after 6 months, they are raising the premium by more than 30%. A feedback or review on Ameriprise will aid me in decision making. Thanks!

 

 

How much trouble would I get into if I drove my car without any plates or insurance?

My other cars engine blew out and I was just going to put that cars plate onto my other one (which doesn't have any plates or insurance) I live in MI..Im pretty sure its not a felony, the other one was registered to me until i transfered the plates and insurance onto the car thats engine blew.

 

 

Insurance rates on sporty cars ?

Would insurance be absolutly insane for a 16 yr old in a 91 toyota mr2 turbo or a 95 mitsubishi eclipse gst or a 95 mustang gt or a 91 toyota mr2 non turbo? Does anybody know about the difference in rates for these cars ir cars like acura integras. Thanks

 

 

2003 G35 Maintenance fee and a estimate insurance price in nyc?

Want to buy a used 2003 G35 but would like to know the Maintenance fee and a estimate insurance price in nyc? ok I'm a 19 year(soon to be 20) old black college student who lives in Brooklyn, NY and would like to know how much it would cost me to maintain an insure a 2003 used G35 with about 40k- 80k miles? I've been driving for lets say a year now and live in a urban area, which i will be commuting back and forth to work, school and home.

 

 

If I got a car insurance while on a Provisional license, could I still use it when on a full license?

I've got a provisional UK drivers license but I'm hoping to get my full UK drivers licence soon, but insurance is very expensive. I've seen insurance whilst on provisional is cheaper than on a full license, if I got that would I still be able to use it whilst holding a full UK drivers license? Also what are some other ways to save money on car insurance? Thank you!

 

 

How to handle a partial month of health insurance?

I currently am paying for a family health insurance plan with Oxford. The premium is $800 a month, due on the first of the month for that month's coverage, with a grace period of about 30 days. I am switching from a contracting position (where I pay my own insurance) to an employment position (with a very nice health plan) on 9/7/10. What I want to avoid is paying $800 to my current insurance company when I only need 7 days worth of coverage. I also want to avoid a lapse in coverage. Do I not pay anything until the 7th, when my new insurance plan kicks in, and them call them and tell them I am cancelling and only want to pay from the 1st through 7th? Or do I pay the full $800 and hope I will get a pro-rated refund? Thanks in advance!

 

 

Insurance differences based on Gender?

I'm curious... If insurance companies made you pay a different amount of Insurance on your Car based on race, would that not be racist ? ie. How does this differ from Women and Men paying different Insurance rates ? How is that not Sexist ?

 

 

Cobra or individual health insurance?

If I loss of group health insurance due to end of employment, but the company offers Cobra plan which is too expensive for me, can I get the individual health insurance or I have to stick with the Cobra plan? I live in NJ.

 

 

Refused car insurance for being?

a house husband (was told by insurers ) so could i word it as being a child carer (without telling lies) for insurance purposes

 

 

Car Insurance Firms NOT on Comparison Sites?

Can anyone give me a list of car insurance companies that ARE NOT on comparison web sites like Confused.com? My insurance is up soon and I want to make sure I get the best deal by checking with as many of the big companies as possible. I will be using Confused, but I also want to check with the ones that aren't on there. Thanks.

 

 

What car insurance would be cheaper on which car?

I'm in the state of Alabama with ALFA and I'm looking at either an Infiniti G35 coupe or a Toyota 4Runner....both between the years 2000-now. I'm thinking the 4Runner would be cheaper. What are some other opinions?

 

 

I am 59yo. Is it wise to carry a term life insurance for 100K? What are the advantage to this? I am divorced?

I am retired. My premium cost is $680 per year. It is a 20 year policy which I picked up when I was 59, now I am 74 yo. Give me your opinion.

 

 

I'm Irish and moved to uk with my car 30 days ago, my insurance ran out today,?

what do I need as regards car tax, insurance, mot etc, the system seems a bit different from the one I am used to back home. How much is car tax and how do I pay it etc. plus any other advice you could think of would be great. do i need to have a uk reg. before i can insure it over here

 

 

Motorcycle insurance?

I have a 2007 Ducati Monster s2r800. I am 22, male. Clean driving record. will be used for commuting to school. What is an approximation as for what my insurance will cost me (liability and theft)?

 

 

Does my first speeding ticket increase my auto insurance rate?

I just got my first speeding ticket, and I'm really worried about the insurance rate ! The ticket says 60 on 30 limited area, so yeah 30mph over the limit ! also they were not using any detector as on the ticket says, can I go to the court say they made a mistake?! lol I'm living in MA FYI.

 

 

Motorcyle insurance ?

I just wanted to see what riders ages 17 between 21 pay for a year and for what kind of coverage with what kind of bike, and what insurance company people go with. also if you have taken an msf course or not.

 

 

How much will a teen pay for their own car insurance?

if its a used car that is completely paid for.

 

 

What does it mean when a person put you under their car insurance?

my brother in law is said he would put me under his car insurance but with my license and i just dont know what that means ? does it mean i will be having the car under my name with a new insurance policy and have to pay even more since i just got my license? or does it mean the car would be just under my name but under his insurance policy ?

 

 

Health Care Insurance Costs are soo high!?

My wife is 28 years old, I'm 29 and non of our employers offer health insurance benefits. We're forced to pay for our own at $300 a month! That's $3,600 a year... it's too much for us considering we only visit the doctor once a year. I'm tempted to discontinue it but then again its tough not to have any health insurance at all. Any suggestions???

 

 

If I brought 4 luxury sports cars how would that effect my insurance?

Im doing a project for school and I need to know if I brought four cars say a Bentley, porsche, a Maserati, and a aston martin would it make my insurance go up a crazy amount or would it stay the same as if i were to buy four regular cars like honda? P.S. say Im 25 and have a perfect record!

 

 

Car Insurance for a Corsa?

I am 18 had a license less that a year and I'm employed what would be the cheapest insurance for for a 1.6 vauxhal corsa?

 

 

Which car is the cheapest to buy and who are the cheapest to insurance with?

i thinking of taking my driving lesson!! i just wonder which car is cheap and who is cheap to get insurance with!

 

 

Is Geico auto insurance liability only?

Is Geico auto insurance only liabilty coverage or do they have full coverage also?

 

 

Will a speeding ticket affect my insurance rates?

This is my first speeding ticket and the cop claims I sped 15 mi over the 25 mph limit. If I plead guilty and pay the fine and attend traffic school, will this still be reported to my auto insurance company?

 

 

How can I get low cost medical insurance?

Hello, I am a single adult with no children, unfortunately I am still not able to afford health insurance, I have heard of medicaid or medicare, but I don't know how to apply for it. I need mental help, I suffer I believe from depression, but am not a doctor so I could be wrong, but still I need help. I am only 25 yrs. old, so if anyone has a suggestion or knows what I should do please let me know. If I have left out important details, email me and ask what you might need to know to hopefully be able to answer. I am very serious and do not need non serious answers, however I thank all of you who have helped in the past and continue to do so.

 

Car accident person at fault has no insurance, what now?

had a car accident a week ago, minor injury to wrist havent gone to doctor, other persons fault, person B failed to yield while turning left and drove right in front of me. I have full coverage on my part, however fault being hers i made a claim to insurance she provided to police report. the thing is that the owner of vehicles insurance policy does not have person b listed on that policy but person b has same home address as policy holder so technically theyre insurance will not cover me. they have restricted non standard policy, and i do not have uninsured motorist coverage on my policy nor car rental coverage. their insurance is investigating this in he meanwhile so they say. i am not sure whether i should get my insurance to handle this, if i do i would have expect higher premium, pay deductible, rental car and medical fees out of pocket. I am wondering if i should have patience or start looking for a lawyer and forget my own insurance.

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